Independent application review · Durban

Before the insurer reads it, let another careful eye trace the whole story.

We review income evidence, health and lifestyle disclosures, and the consistency of policy applications—helping advisers and applicants address avoidable questions before submission.

Request an application reviewTypical review: 2–3 working days
Financial documents arranged for a careful review

確認 Every figure. Every answer. One coherent application.

01 · Income evidence02 · Disclosure consistency03 · Submission readiness

The flagship review

A measured check of the application, not a rushed spell-check.

Our Full Application Readiness Review compares the completed form with the supporting records you provide. We flag contradictions, unanswered prompts, unclear income descriptions, and disclosures that may invite a follow-up.

See what the review includes →

Where we focus

Three useful forms of scrutiny

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Open notebook and paperwork under a reading lamp

2 working days · Confidential remote review

Disclosure Consistency Read

A cross-reference of health, occupation, travel, sport, and lifestyle answers to locate gaps and ambiguous follow-up responses.

Calculator, pen and income documents ready for review

2–3 working days · Secure document review

Full Application Readiness Review

A complete cross-check of income evidence, declarations, supporting records, and unanswered prompts before insurer submission.

Financial records and calculator on a desk

1–2 working days · Remote review

Income Evidence Check

A narrow comparison of declared earnings, occupation wording, payslips, bank records, or business income evidence.

A client note

“The review picked up that two income descriptions were technically accurate but read as if they referred to different jobs. Fixing that before submission saved an unnecessary explanation later.”

— Financial adviser, Umhlanga

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A calm second reading

Have an application nearly ready?

Tell us the policy type, document volume, and target submission date. Do not send medical records through the website form.

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